Personal tax for people whose return is not simple.
Owners, the self-employed, landlords, families with moving pieces — returns where decisions change the outcome. Prepared by the same Ottawa team that handles the corporate side, so your whole position points one way.
What’s included
Per return, no slip counting, filed through the authorized channel.
The T1, prepared and E-FILED
Unlimited T-slips, filed through the CRA's authorized electronic channel with Express Notice of Assessment — your NOA lands right after filing, not weeks later.
Self-employment done properly
The T2125 built from real records rather than a March guess — income, expenses, home-office and vehicle claims that hold up when the CRA asks for support.
Owner and corporation, planned together
If you run a company, your T1 and T2 are one tax position, not two forms. Salary, dividends and timing get decided across both — by the same team filing both.
Families filed as a unit
Spouses and dependants coordinated so credits land where they do the most good — filed together, priced per return.
Deductions with documentation
RRSP, childcare, medical, donations, tuition — claimed where you qualify, with the paper trail attached, because a deduction you cannot support is a reassessment waiting.
CRA review support
If a slip mismatch or review letter arrives, we answer it. Notices, reviews, appeals — handled by the firm that filed the return.
The owner’s edge: one team, both returns
The most expensive way to file is a personal preparer who never sees the corporation and a corporate accountant who never sees the T1. Salary-versus-dividend, RRSP room, instalments, the timing of a bonus — every one of those is a decision that crosses both returns. When the same team prepares both from the same books, the position is planned once, coherently. If a deadline has already slipped, start with what lateness actually costs — then call.
How it starts
A 20-minute conversation
Free, and genuinely 20 minutes: your volume, your entities, the state of the books. If we are not the right fit, we say so and point you somewhere.
A fixed fee, in writing
One number for the year, agreed before any work starts. Software, setup and onboarding are part of it — there is no second bill from anyone else.
We take it from there
Our team builds your books on our platform, catches up whatever is behind, and runs the monthly close. You watch it happen in the same system we work in.
Asked about personal tax
When are personal taxes due in Canada?
April 30 for most people. If you or your spouse are self-employed, the filing deadline extends to June 15 — but any balance owing is still due April 30, and interest starts May 1. Filing late with a balance owing adds a penalty of 5% plus 1% per month on top.
I haven't filed for a few years. How bad is it?
Less bad than the avoidance feels, and it improves the day you file. Penalties are a function of unpaid balance and months late, so they stop growing when returns go in — and refund years cost you nothing to file late except the refund you haven't collected. We prepare missed years in order and file them; where it fits, the CRA's Voluntary Disclosures Program can reduce penalties.
Why use an accountant instead of tax software?
For a single-slip return, software is fine and we'll say so. The value shows up with self-employment, rental income, an incorporated business, investment activity, or a family with moving pieces — where the return is the output of decisions, not data entry. That, and someone who answers when the CRA writes to you in August.
Do you handle rental properties and investment income?
Yes — rental statements (T776), capital gains and loss tracking, and the interaction between them and the rest of your position. Records built during the year, not reconstructed in April.
Ready to put your
business on autopilot?
Twenty minutes, no charge. We will look at how your books are kept today and tell you exactly what we would do differently — and that advice is yours to keep, whether you hire us or not.